Credit Underwriter

Employment Type

: Full-Time


: Miscellaneous

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Req ID: 147122

BASIC PURPOSE: The underwriter is responsible for reviewing client factoring applications and recommending potential structures, document approvals on new clients.


  • Review factoring applications on any sized deal for suitability and credit quality.
  • Recommend proposed pricing and structure.
  • Work with sales to get deals funded.   
  • Analyze client and customer credit information to determine credit worthiness.  
  • Provide current information on industry trends.
  • Provide final approval for transactions $100,000.00 and under.
  • Work with operations staff to redocument existing customers.
  • Other duties as assigned.

  • Education:
    • Bachelor’s Degree in Finance or Accounting preferred.
  • Experience:
    • 2-5 years in credit analysis. Previous factoring experience preferred.


  • Skills: (examples below)
    • Ability to quickly grasp the credit quality of a prospective client.
    • Ability to understand where a prospective client stands in Love’s marketplace.
    • Willingness to find solutions to prospective clients’ problems.
    • Work well with sales staff.
    • Excellent verbal and written communication skills.
    • Knowledge of Microsoft Office.
    • Understand the cross-selling opportunities of other Love's products.
  • Typical Physical Demands:
    • Requires prolonged sitting, some bending and stooping.
    • Occasional lifting up to 25 pounds.
    • Manual dexterity sufficient to operate a computer keyboard and calculator.
    • Requires normal range of hearing and vision.

Job Function(s): Accounting and Finance

Love’s Travel Stops & Country Stores is the industry-leading travel stop network in the United States. For more than 55 years, we’ve provided customers with highway hospitality and “Clean Places, Friendly Faces.” We’re passionate about serving drivers with clean, modern facilities stocked with fuel, food and supplies. We offer meals from popular restaurant chains, trucking supplies, showers and everything needed to get back on the road quickly. The Love’s Family of Companies includes:

  • Gemini Motor Transport, one of the industry’s safest trucking fleets
  • Speedco, the light mechanical and trucking service specialists
  • Musket, a rapidly growing, Houston-based commodities supplier and trader
  • Trillium, a Houston-based alternative fuels expert

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